The breakdown of penalties for canceling RCI Points timeshare vacations is based on how close to the departure date the reservation is canceled.

• Grace Period (1 day after making transaction) 100% restoration of points and no loss of transaction fee for reservations made 21 days or greater in advance.

• 120 days or greater 100% restoration of points and full loss of transaction fee.

• 119 days to 61 days75% restoration of points and full loss of transaction fee.

• 60 days to 30 days 50% restoration of points and full loss of transaction fee.

• 29 days or less 25% restoration of points and full loss of transaction fee.

Built within the RCI exchange program is the option for timeshare owners to purchase cancellation insurance in the event that the owner needs to cancel the reservation prior to the stay or the vacation reservation is canceled by RCI prior to the stay (i.e. natural disaster, construction, etc.). RCI’s term for this insurance is Cancellation Protection. Cancellation Protection may be purchased up to 14 days before the travel date for $49 in addition to the exchange fee per exchange. In the event you change your mind about needing this additional protection, you may request a refund up to 14 days after it is purchased; however, no refunds will be given if it is canceled 14 days or less from the travel start date.
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