Timeshare Rescission Period in US

Each state passes its own laws regarding the amount of time you have after buying a timeshare property to return it for a full refund.  The process of returning an unwanted timeshare shortly after purchasing is known as Timeshare Rescission, or rescinding.  The timeshare rescission process refers directly to the interval of time that is legally allowed to pass before you can no longer return a timeshare contract, or change your mind about your time share purchase.  The ability to return an unwanted timeshare shortly after purchasing is not something your timeshare salesperson is likely to mention, but it is built into every state's legal code as a protection for consumers; some people also tend to refer to this time as the "cooling off period" following the purchase.

How long do I have to return timeshareIt makes no difference if you purchased your timeshare is through RCI, Wyndham, Celebrity, Disney, Fairfield, Hilton, Hyatt, Mariott, or another timeshare exchange company, the Right to Rescission is entirely dependent on the state law where the timeshare property was purchased.  Each set of documents/purchase papers accompanying a timeshare sale will include form explaining how to rescind. It will likely be titled something similar to, "Notice of Mutual Right of Cancellation of Time Share Purchase."  If you fall within the window of legal rescission, see the following post - 10 Steps to Successfully Rescind Your Timeshare – for detailed instructions on how you can complete the timeshare deed cancellation and rescission process.  Below you will find the timeshare rescission period for each state, and please add your own comments below if you have had experience in a particular state.

Timeshare Rescission Cancellation Periods by State:

Alabama – No data available

Alaska – 15 days

Arkansas – 5 days

Arizona – 7 days

California – 7 days

Colorado – 5 days

Connecticut – 3 days

Delaware – 3 days

District of Columbia – No data available

Florida – 10 days

Georgia – 7 days (business)

Hawaii – 7 days

Idaho – No data available

Illinois – 5 days

Indiana – 3 days (business)

Iowa – 5 days

Kentucky – 5 days (business)

Louisiana – 7 days

Maine – 10 days

Maryland – 10 days

Massachusetts – 3 days

Michigan – 5 days

Minnesota – 5 days

Mississippi – 7 days

Missouri – 7 days (business)

Montana – 7 days

Nevada – 5 days

New Hampshire – 5 days

New Jersey – 7 days

New Mexico – 7 days

New York – 7 days

North Carolina – 5 days

North Dakota – No data available

Ohio – 3 days

Oklahoma – No data available

Oregon – 5 days

Pennsylvania – 5 days

Rhode Island – 5 days (business)

South Carolina – 5 days

South Dakota – 7 days

Tennessee – 10 days

Texas – 5 days

Utah – 5 days

Vermont – 3 days

Virginia – 7 days

Washington – 7 days

West Virginia – 10 days

Wisconsin – 5 days (business)

Wyoming – No data available

 **  The following 30 states are home to the majority of US timeshares – AR, AZ, CA, CO, FL, GA, HI, IA, IL, LA, MA, MD, ME, MO, NH, NJ, NM, NV, NY, OR, PA, RI, SC, SD, TN, TX, UT, VA, WA and WI.  As such, some of the other states listed above may have very little information on time share law, or do not have any policy concerning a rescission period in their state.  I have made note of which states these are, and encourage you to contact the local state government office in those states which lack well-defined timeshare rescission laws.

***  Also worth mentioning, some states do the dates according to business days, and others do not – be on the safe side and DO NOT assume the time allotment goes by business days.

30 Responses to “Timeshare Rescission Period in US”

  1. Kelsey Franz says:

    In the US, the cancellation period varies by state to state, and it goes from 3 to 15 days. The law that applies for the cancellation is the one from the state where the timeshare was purchased. The cancellation should also be communicated in writing.

  2. [...] days to cancel your contract. When buying in the US; the rescission period will depend on the State where the purchase was [...]

  3. [...] timeshare contract must have a rescission period. In USA it depends of the State where the purchase was made, while timeshare regulations in Mexico establish that every timeshare contract has a 5 day [...]

  4. [...] days to cancel your contract. When buying in the US; the rescission period will depend on the State where the purchase was [...]

  5. [...] days to cancel your contract. When buying in the US; the rescission period will depend on the State where the purchase was [...]

  6. [...] days to cancel your contract. When buying in the US; the rescission period will depend on the State where the purchase was [...]

  7. [...] timeshare contract must have a rescission period. In USA it depends of the State where the purchase was made, while timeshare regulations in Mexico establish that every timeshare contract has a 5 day [...]

  8. [...] days to cancel your contract. When buying in the US; the rescission period will depend on the State where the purchase was [...]

  9. [...] days to cancel your contract. When buying in the US; the rescission period will depend on the State where the purchase was [...]

  10. [...] days to cancel your contract. When buying in the US; the rescission period will depend on the State where the purchase was [...]

  11. [...] days to cancel your contract. When buying in the US; the rescission period will depend on the State where the purchase was [...]

  12. [...] timeshare contract must have a rescission period. In USA it depends of the State where the purchase was made, while timeshare regulations in Mexico establish that every timeshare contract has a 5 day [...]

  13. Vic says:

    Are the days posted actual including weekends or does it mean business days? I just got back to Chicago from Las Vegas after this whole timeshare incident.

    • Linda says:

      Be aware that if you were looking at a timeshare in a foreign country and they call you in your state, and you like what you here and sign a contract, get the rest of the info and it is not what you thought you were getting, you have no recission period. This just happened with us in Aruba. We had been looking for something when we down there and they supposedly got something we were asking for. They told us about the timeshare and asked us to sign a contract (because other wanted it too) and they would send us all the info after the agreement was sent back. We also had to give them our credit card then. When they sent all the paperwork, we felt there was misleading info and since we were within our state’s recission period, we sent a letter asking to cancel. We were informed that there was no recission period because even though we were contacted back in the States, this was sold under their country’s laws, no recission period. And to top it off, our charge card charged us a foreign tax fee.

  14. Linda says:

    Are those calendar days or work days?

  15. Richard says:

    Don’t know where you found (7 Business Days) for the state of Missouri, but I called attorney generals office and they said 5 days.. Can you explain the (7 Business Days) as I used your criteria for rescission, which was the 5th Business day but actual day 7 according to calendar.. So my question is this: Did I meet the requirements fir recession in Missouri?

  16. Justine says:

    I have read on another website that if your Contract/Deed does not mention a timeshare rescission then it does not matter how long after you purchase your timeshare you could always rescind. Is this true?

    • Foccascia says:

      I am not an attorney, but I would say that if there is no language in the contract about a rescission period, then there is no rescission period.

  17. [...] if you are still in the timeshare rescission window? Read Timeshare Rescission Laws for Each US State to find [...]

  18. Gene says:

    Hi,

    We made a timeshare purchase in Las vegas, my husband and I are from France. We were not inform about the cooling off period, and since we are on holiday we were not really able to read the contract and just proceeded with our holiday as scheduled. Now that we are able to check and do some research about GandView Las Vegas, we are not happy with our purchase. And to add to our frustration we are only given 5 day cooling off period (resicion)which was not informed to us. At this point it has been 12 days and we are back in France. Is there anything else we can do about this? I would appreciate any advise and hope someone can help us. We are new with the concept of timeshare and were attracted to some promises that later on as per research are all false. Please help.

    • OT says:

      I’m on a similar situation :(

      What happened? Were you able to cancel the deal?

      • BS says:

        I’m another one who purchased the timeshare from Grand View in my vacation. Checked my papers and agreements only after my vacation was over (i.e. after 5-days revoking period). I’d like to know what did people in my shoes end up doing, did you guys started paying of your mortgage?

    • Ellie says:

      In March we had a similar situation, we were told that the resort we were deeded with thru Wyndham was being sold and they were transfering out people to other deeds (more exspensive) to help us members but come to find out they are not selling the original resort at all and it was all for nothing. I have found a state statute that may assist us with unconscionable contracts when dealing with timeshares. Research you may have something like that as well. If you have any other advice please let me know.

      • Tara says:

        did the state statute help break the contract for you Ellie?
        If so what is your state? I bought into the grandview at Las Vegas as well and am not happy with it at all. need advise what to do.

  19. [...] if you are still in the timeshare rescission window? Read Timeshare Rescission Laws for Each US State to find out. [...]

    • kirsten says:

      can someone tell me if recission period laws are the same when i buy a timeshare RESALE as it is when i buy from the developer?

      • Chris says:

        Hello Kirstin.
        Have you had any luck as I am in the same situation and just want out of the contract.

        • kirsten says:

          No responses…??? And no luck getting much information! But thank you for asking…glad to know i’m not the only sucker out there! :) Please let me know if you get any information because i am really at wits end! Thanks so much!

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