Club Wyndham Desert Blue Access

We received the following submission from one of our users about their experience with Club Wyndham:

club wyndham “WOW! What a smooth talking, very likeable guy at Desert Blue in Las Vegas! We already have TWO timeshares, totaling 308,000 points that we rarely used, and somehow, this man talked us into buying an ADDITIONAL 154,000 points by telling us that our timeshare needed updating, we were paying too much in interest, we could rent our points for maintenance…blah blah blah. I am still within the timeframe to rescind, and probably will.

HOWEVER, I have 3 nights booked in Vegas in May. If I rescind, do I loose ALL my timeshare, or only the new contract? Does it revert back to the old stuff? Will they cancel my reservation? I have 8 people depending on that trip. I had already used this years points, and had borrowed 35,000 from next year, but if I get to keep the old, I still have enough to borrow from next year for the trip in May. I don’t really want to lose the old one, because its almost paid for.

I know without a doubt, that if we don’t rescind, we will not be able to keep up. Oh…and rent?? Forget it. They can get places in Vegas for CHEAP…through unscrupulous places that sell timeshares.”

Wyndham Financing Company Experience

One of our users commented on our What Happens If I Stop Paying My Timeshare? article about their experience with Wyndham:

Hope this will help some ppl with Wyndham accounts, predominantly Australians. We were on our honeymoon & naive; we bought into trap. We paid about six months of repayments after that we
stop cold turkey. They call insistently once a day, some we’re nice explaining it was part of their job whilst some were a little onmious and some times i could almost it was the same person doing a jekyll/hyde routine. They called my wife a couple of time scaring the bejesus out of her, I promptly
told them under no circumstances were they to contact her and that i alone would take the calls. All
wyndham financing companyin all it took close to 1 year before they place me in default however it was in default with their own “wyndham” financing company; Ha. It had no impact on my credit rating; I monitored it with a subscription to a credit rating company, before and after the ‘default’. I gone onto refiance my home loan, leased a new car. This website was a godsend and it helped me take stand. Hope this helps.

As we outline in this article, there is no concrete consensus on what will happen if you stop paying your timeshare. We are unaware of any separate Wyndham financing company, but there have been plenty of reports of people defaulting and being foreclosed upon with Wyndham. Has anyone else experienced this? Has your timeshare gone into default with Wyndham and not affected your credit score? Please let us know by commenting or submitting your own story.

Wyndham Points Credit Pool

If you are a Wyndham owner who doesn’t want to waste accumulated points, you may benefit from using the points credit pool. By putting your points into the credit pool, you are essentially banking them for later use – you can pull them from the pool as you need them over the subsequent 3 years. There are some specific regulations of the pool, however, so read on to find out how to use it and maximize your points.

The credit pool is a feature you might consider taking advantage of if you know in advance you won’t be traveling during the upcoming use year – the 12-month period during which you may vacation using the points allocated to you by Wyndham. For a $39 fee, you can deposit all or a portion of your points into the credit pool and pull them out as needed for a standard or express internal reservation. You can also use your points earlier by having access to what you put in the credit pool. For each 1,000 points placed in the pool, one housekeeping credit will also be deposited.

points credit poolWhile the credit pool can be helpful for certain people, there are several caveats you should be aware of before you use it. First, credit pool points cannot be used for Advance Reservation Priority (ARP) reservations. As we mentioned earlier, pool points can only be used for a standard or express reservation. They also can’t be used for other things, such as converting to pay maintenance fees, airline tickets, cruises, or the other programs of that type. Pooled credits cannot be used as a deposit with your exchange company and they cannot be converted to Club WyndhamSM Plus Assessment dollars.

It helps to be a VIP member in using this feature as well; if you haven’t purchased at least ½ million points from the developer, you cannot place points into the credit pool after the start date of your use year. Club Wyndham Plus and VIP members, however, can pool their points prior to the start of their use year. VIP Gold members can pool their points up to 6 months into their use year, and VIP Platinum members can pool their points up to 9 months into their use year.

So, if you typically take yearly vacations and use your Wyndham points throughout the year, the credit pool probably would not be beneficial for you. But if you know you won’t be able to use your points in the upcoming use year, it could be useful. Even if there is a slight possibility that you won’t be able to use your points in any given year, you might consider pooling them rather than letting them expire. Be certain that you want to pool your points, however, because once they are deposited, the process cannot be reversed.