Westgate Timeshare – Experience of a Former Owner

The following post was submitted by a couple detailing their experience as Westgate timeshare owners, and why they decided to stop paying their Westgate timeshare.

In 2005, we purchased a Timeshare from Westgate Resort in good faith. We were a young married couple with two toddlers. We were told that we would never regret the purchase and that we had a “lifetime of amazing vacations” ahead of us. The only thing that has remained constant and true is the fact that WE HAVE REGRETTED EVERY MINUTE OF OUR PURCHASE.

Between 2007 and 2010, we paid two different companies over $2,000 who each claimed that they guarantee to sell our timeshare. Neither ever did. In 2010, we contacted Westgate and notified them that we would NO LONGER be cheated out of our hard earned money and would NOT continue to pay them. They did not care that we had paid thousands of dollars to them already (100% on time) or that we had spent over $2000 to companies to sell our timeshare. The only thing they cared about was getting their money. They even acknowledged that purchasing a timeshare may not have been the most “honest” purchase but that we were never “forced” to do so.

On December 1, 2011, we will STOP PAYING our timeshare and to NO LONGER allow Westgate to cheat us out of our hard earned money every month. We have impeccable credit of which we have lived an honest and hard working life to establish. Now, it will be ruined for 7 years, at least, due to this foreclosure.

This decision was not easy for us to make, but also one that was based on principle. It is NOT RIGHT for companies such as Westgate to be allowed to misguide trusting people into making such a bad investment. It is even more wrong for consumers like us who have led decent and hard working lives to provide our children with the American dream, to have to suffer ruining their credit due to such a cheating and unethical process such as purchasing a timeshare.

We only owed approximately $6,500 at the time we decided to stop paying. However, we vowed NEVER TO ALLOW WESTGATE TO CHEAT US OUT OF ANOTHER ONE OF OUR HARD EARNED CENTS AGAIN. Our children deserved better than that.

A Westgate Resort FORMER owner

670 Responses to “Westgate Timeshare – Experience of a Former Owner”

  1. Jodi says:

    My friend and I are owners of eoy Westgate Lakes. We are in Pinnacle collections for maintenace non payment. Collections said there is a LIEN. I checked Orange County records and there NO record of a lien. Also were told timeshare will be passed to heirs and a THOROUGH asset check was done and mentioned credit score. Rep also said she offered Westgate the deedback and they refused. She is also saying that to do anything we must pay all monies owed.I am trying to find out if Pinnacle bought the debt and if everything we were told is true. Westgate has first right of refusal and says we need a buyer first then submit offer to them first. Waste of time in my opinion. Since my friend’s name is first on deed Westgate would never contact me saying they only contact the person who is first on deed. Now that seems to have changed since money is owed. Im not sure if that is legal and want to file a complaint. I will inform them we are not paying. I fear they will drag this out for the money. Help is appreciated!

  2. mike paul says:

    Questions-After you ceased paying these crooks, did they pursue you in civil court? Lawsuit?
    Did they report the default on your credit? Have a friend in the UK that was ripped off as well, and wants out.
    Do you have any other advise to get out of the contract?
    Thank you, Mike P

  3. jo ann says:

    has anyone heard anything about westgate smoky mts. resort since fire. hoping they would give owners options?

  4. I got scammed says:

    My girlfriend and i have decided to stop paying westgate about 2 years in on a 10 year note. Any advice on what to expect? Willing to let it ride as far as possible to be done with this crap. Thanks

    • mike paul says:

      Did they file a lawsuit against you?

    • william hart says:

      I work for a company called martin management and we specialize in fractional real estate. we provide legal services to permanently terminate your mortgage and or annual dues . if you are interested in cancelling this once and for all without them affecting your credit or watching it go to yout kids look us up. thank you

  5. joann says:

    westgate scam us too – we need to get together and sue

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